Reviews
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Fantastic service - Ray is a joy to work with. Not only did he save us money, but our payment system is now more efficient and easier to use. As a very small business (Island Kitchen), we so appreciate the time he saved us as well - no waiting on hold and being transferred around from person to person. Ray responds quickly and provides personal attention. We just can't thank First Coast Payments and Ray enough for providing solutions to our particular issues. Highly recommended!
Bill Thompson
Owner / First Love Brew Pub
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First Coast Payments responds to any questions quickly and professionally. I have never had any issues with this service and the rate I was quoted is the rate that I pay. I would never hesitate to refer this service to anyone looking for a credit card service.
Patricia McCutcheon
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Our company was not the easiest for Ray to process given we're young start-up. However, Ray delivered on time every time and all for a very competitive price/rate. I highly recommend him and his company based on my initial experience.
Brian Sobolewski
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Great service and saves money!! Separate reports for staff that work from home. Highly recommend!!
Alex Liarena
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We have been dealing with First Coast Payments for over 2 years now. Great customer service, low rates and fast deposits. We’ve never encountered fraud either. If you are looking for a new credit card payment company, this is the company to use!
Stacy Griffin
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Diamond Realty has worked with Ray and his team for years. They are excellent and give awesome customer service with timely responses. Would highly recommend.
Angel Eppley
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Our company was not the easiest for Ray to process given we're young start-up. However, Ray delivered on time every time and all for a very competitive price/rate. I highly recommend him and his company based on my initial experience.
Brian Sobolewski
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Ray has delivered as promised and saved us money on our processing fees. He has also taken care of any concerns in a timely and efficient manner. I highly recommend checking out what he has to offer.
John Crow
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Since partnering with Ray at First Coast Payments, North Atlantic Painting Company can now save hundreds of dollars on a single merchant processing transaction! This has the potential to save us thousands of dollars a year with no hassle AND next day settlement. Call Ray Harrington today to see how your business can benefit...it took me almost two years to pick up the phone and talk to Ray but I am glad I finally made the time.
Eric Belley
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We are extremely pleased with the great customer service we receive constantly from Ray Herrington! He is quick to resolve any issues that come about asap. I would highly recommend Ray and his team to any business owner that should need his services.
Marie Crews
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This company is great. I highly recommend their services. Their rates are extremely affordable and they love to take care of their customers.
Trevis Wallace
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Rave, rave, rave for Ray Harrington and First Coast Payments. Ray has been trying to get my merchant services business for some time but I resisted because of bad experience with other local credit card processors. They would quote one rate and charge another. Credit card processing fees can result in hundreds / thousands of dollars per month. The system Ray provides also incudes a FREE employee scheduler and time clock and no junk fees. I would encourage you to let Ray see if he can save you money. He did for me.
Michae; Sharpe
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We been with Ray for years and wouldn't even consider changing! He is the best hands-down.
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I've known Ray Harrington and have done business with him for over ten years. Every step of the way, Ray has been nothing less than top-notch professional. More than that, he goes above and beyond by dealing with admin stuff if I don't have time, keeps me updated with new services and products, and always treats me with utmost respect. As a busy author/speaker who handles my own scheduling/events etc., having a representative like Ray to handle my merchant services could not be more important. I highly recommend Ray for your merchant service needs!
Cathi Chamberlain
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Merchant credit card processing services for small to mid-size businesses in North East Florida.
