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FIRST COAST PAYMENTS
  • Home
  • About
  • Services
    • Dual Pricing Program
    • Point of Sale Systems >
      • Lavu
      • Clover
      • Exatouch >
        • DeliverMe Demo Form
    • Terminals
    • Credit Card Processing
    • High Risk Accounts
    • Special Offer
    • Fees of a Merchant Account
  • News
  • Reviews
  • Quote
  • Blog
  • Contact

About Us

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Our Leader
First Coast Payments is headed by Ray Harrington, a Certified Payments Professional, with over 20 years of experience in the industry. Ray is also known as a "professional merchant account master."


We know the challenges you face in finding the business solutions that will simplify your payment processing needs, saving you time and money.  We keep up with ever-changing trends and technologies and establish relationships not only with our customers, but also with multiple payment providers, allowing us to leverage those relationships for the benefit of our customers. 
What makes First Coast Payments unique?
​Our approach makes us unique within our industry. We are independent and represent several top ISO’s (Acquirers) in the industry. After consulting with you to learn about your needs, goals and concerns, we work hard to find the best fit for your business. The vast majority of our competitors look to see how much they can charge your business.

We’re different in that we seek to establish a long lasting mutually beneficial relationship by providing services at competitive rates so you will stay with us for the long run. Solutions, Savings & Service.
"We believe a great price is worthless without great credit card processing services. Our focus is on your satisfaction." - Ray Harrington
Our Service Area:
Our credit card processing services area includes the greater Jacksonville, Florida metropolitan area and Florida's First Coast. Give us a call if you have any question about First Coast Payments service area.

What We Believe:
We believe a great price is worthless without great credit card processing services. Our focus is on your satisfaction. We stand out in the credit card processing industry because we cherish our customers and we commit to providing outstanding customer service, before and after a sale.

Bottom line:
Our goal is to provide a great solution that fits your needs at competitive rates! Give us a call today.
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Credit Card Processing for small to mid-size businesses. We eliminate the junk fees.
Serving Northeast Florida, including Jacksonville, Fernandina Beach, Yulee, and beyond.

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© 2025 First Coast Payments. All Rights Reserved.
  • Home
  • About
  • Services
    • Dual Pricing Program
    • Point of Sale Systems >
      • Lavu
      • Clover
      • Exatouch >
        • DeliverMe Demo Form
    • Terminals
    • Credit Card Processing
    • High Risk Accounts
    • Special Offer
    • Fees of a Merchant Account
  • News
  • Reviews
  • Quote
  • Blog
  • Contact